SUMMARY ANNUAL REPORT FOR
SALAD COLLECTIVE HEALTH AND WELFARE BENEFITS PLAN

	This is a summary of the annual report of the Salad Collective Health And Welfare Benefits Plan, a health, life insurance, dental, vision, temporary disability, long-term disability and death benefits plan (Employer Identification Number 80-0099677, Plan Number 501), for the plan year 01/01/2024 through 12/31/2024. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

	Salad Collective has committed itself to pay certain Health claims incurred under the terms of the plan.

Insurance Information

	The plan has insurance contracts with Delta Dental Of Colorado, Vision Service Plan, Colonial Life & Accident Insurance Company, The Lincoln National Life Insurance Company and Cigna Health and Life Insurance Company to pay certain Dental, Vision, Accident, Critical Illness, Life insurance, Temporary disability, Long-term disability, Accidental Death And Dismemberment, Accidental Injury, Critical Illness claims incurred under the terms of the plan. The total premiums paid for the plan year ending 12/31/2024 were $115,141.

	Because they are so called "experience-rated" contracts, the premium costs are affected by, among other things, the number and size of claims. Of the total insurance premiums paid for the plan year ending 12/31/2024, the premiums paid under such "experience-rated" contracts were $45,750 and the total of all benefit claims paid under these experience-rated contracts during the plan year was $35,024.

Your Rights to Additional Information

	You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report:

1.	Insurance information, including sales commissions paid by insurance carriers.

	To obtain a copy of the full annual report, or any part thereof, write or call the plan administrator, at 14143 Denver West Parkway, Golden, CO 80401 and phone number, 303-880-4236. The charge to cover copying costs will be $5.00 for the full annual report, or $0.25 per page for any part thereof.

	You also have the legally protected right to examine the annual report at the main office of the plan: 14143 Denver West Parkway, Golden, CO 80401, and at the U.S. Department of Labor in Washington, D.C., or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue, N.W., Washington, D.C. 20210. The annual report is also available online at the Department of Labor website www.efast.dol.gov.

Additional Explanation

	Health benefits are self-insured and not subject to SAR reporting requirements. Contact your plan administrator for details.